As the recent high winds sweep through the region, homeowners may find themselves facing unexpected damage from fallen trees on their homes.

While insurance companies typically encourage homeowners to wait for an adjuster to come out before taking action, local emergency tree removal expert Sean Klongerbo of Red Beard Cutting & Clearing has seen firsthand how these delays can worsen the situation.

Klongerbo, who has dealt with countless cases of tree damage across the country, is urging homeowners not to wait for weeks while a tree continues to cause damage to their property.

“It’s sad to see people get told to wait when the insurance companies know their own policy includes language about preventing further loss,” Klongerbo says. “I encourage everyone to read their homeowners policy. I’ve even heard of people getting dropped for inquiring about what is and isn’t covered. Sometimes the insurance companies will view that as a liability and drop a homeowner before they have a chance to file a claim. If you really want to know what’s in your policy, read it yourself or hire a public adjuster to work directly for you.”

In the aftermath of the storm, many homeowners are unsure of their rights when it comes to emergency tree removal. Typically, insurance policies include provisions for “mitigating further loss,” meaning homeowners can legally take steps to prevent additional damage to their property before the adjuster arrives. However, homeowners are often told they need to wait for an adjuster to assess the damage before they can proceed with removal.

With changes to insurance laws in Minnesota, Klongerbo emphasizes the importance of working with a contractor who knows how to navigate these policies. “It’s crucial to work with someone who understands the process and can act on your behalf,” he explains. “Just like an auto repair shop would communicate with your insurance company if you were in an accident, a reputable tree service can help ensure that your home is protected while the claims process is underway. When you work with us, our public adjuster will help you get restored to whole!”

Klongerbo also wants homeowners to remember that they have the right to choose who they hire to provide services. “An insurance-recommended service provider is just that—recommended. You always have a choice,” he says.

For homeowners facing the aftermath of the recent storms in Duluth, Klongerbo’s advice is clear: don’t wait, read your insurance policy, and work with a tree service that can help you navigate the process swiftly and professionally. With the right help, you can get the tree off your home and prevent further damage, all while ensuring your insurance claim is handled properly.

For more info: https://redbeard.work/emergency-tree-removal-services